Recent Post

No Image Available

Krishna’s Teachings Can Help You Tackle Volatile Markets

Janmashtami or Gokulashtami is a Hindu annual fe

read more
No Image Available

Highlights of Union Budget 2019 - the Budget of Hopes

Mrs. Nirmala Sitharaman, the first full-time woman Finance Minister (

read more
No Image Available

How will UPI help in streamlining IPO investment?

SEBI had recently announced to introduce UPI (United Payment Interfac

read more
No Image Available

How to improve your credit score?

Your credit score is a reflection of your credit habits and is calcul

read more
No Image Available

Received a Promotion? Time to step up your SIP

Building a financial plan involves listing down your financial goals,

read more
No Image Available

Invest in SIPs for the long haul

Markets have been quite volatile during the current year. Even while

read more
No Image Available

Credit Risk Funds – An Interesting Investment Opportunity

In the recent policy review by the RBI Monetary Policy Committee (MPC

read more
No Image Available

Impact of Credit Ratings on Debt Portfolios

When creating a long-term portfolio, an investor is usually inclined

read more
No Image Available

Financial Advisors for your financial health

A good financial advisor is like a doctor: you are most likely to nee

read more
No Image Available

Primer on Hybrid Funds (Post reclassification)

Recently SEBI has categorised and rationalised mutual fund schemes. T

read more
No Image Available

How Housing Loan helps you Save Tax?

As SRK says in an advertisement of a leading housing finance company,

read more
No Image Available

Should LTCG Tax bother your Mutual Fund investments?

Till the financial year 2017-18, the long term capital gains on sale

read more
No Image Available

Markets are Volatile –  But redemption is a BAD IDEA

As the equity markets experience a phase of consolidation, it is inde

read more
No Image Available

Steps to avoid the financial mistakes on daily basis

Proper planning and wisely investments will help you attain towards y

read more
No Image Available

Use Liquid Funds To Grow Your Money

For most, savings means keeping the excess amount in their savings ac

read more
No Image Available

Are FMPs and NCDs better than Traditional Fixed Return Instruments?

India has been traditionally a saver’s nation, wherein a part of the

read more
No Image Available

Improving your Credit Score

"Your first impression is your last impression." Tha

read more
No Image Available

What is better - Home loan or house on Rent?

Buying a house is always on one’s wishlist but since it calls for a b

read more
No Image Available

What is better - Home loan or house on Rent?

Buying a house is always on one’s wishlist but since it calls for a b

read more
No Image Available

Saving Taxes with Mutual Funds

The financial year 2018-19 has just started and accordingly, the agen

read more
No Image Available

Taxation of Mutual Funds

Benjamin Franklin once said, “there is nothing certain in this world,

read more
No Image Available
23
Aug

Krishna’s Teachings Can Help You Tackle Volatile Markets

Janmashtami or Gokulashtami is a Hindu annual festival which celebrates the birth of Lord Krishna. When we think of Krishna, the first thing that comes to our mind is the great battle of Mahabharata – where Krishna played a key role by guiding 

No Image Available
9
Jul

Highlights of Union Budget 2019 - the Budget of Hopes

Mrs. Nirmala Sitharaman, the first full-time woman Finance Minister (FM), presented the complete Union Budget 2019 before the Parliament on 5th July 2019. While setting up the financial roadmap for the economy and reflecting the priorities of the new government, the Budget has been an aspirational budge

No Image Available
10
May

How will UPI help in streamlining IPO investment?

SEBI had recently announced to introduce UPI (United Payment Interface) as a voluntary payment option for the retail investors and then make it the only payment option after the procedures stabilize. Under Phase I, the optional UPI mechanism will continue till 30th June 2019, provided five main board pu

No Image Available
13
Feb

How to improve your credit score?

Your credit score is a reflection of your credit habits and is calculated on the basis of various parameters linked with your loans and outstanding debts e.g. paying loan installments on time, rolling over your credit card bills, utilisation of credit cards etc. When a bank or a financial institution is

No Image Available
13
Feb

Received a Promotion? Time to step up your SIP

Building a financial plan involves listing down your financial goals, quantifying them for the amount required for such goals over time and planning to build a wealth corpus systematically to achieve such goals. Systematic Investment Plans (SIPs) are emerging as a preferred investment mode for investing

No Image Available
14
Nov

Invest in SIPs for the long haul

Markets have been quite volatile during the current year. Even while the investors witnessed the Sensex touching the all-time highs, it gave up almost all its gains for the year within a span of 30-40 days. The investors that have recently joined the wagon for equity markets must be a worried lot, as ma

No Image Available
14
Nov

Credit Risk Funds – An Interesting Investment Opportunity

In the recent policy review by the RBI Monetary Policy Committee (MPC), the policy rates were not changed. As such, the interest rates on traditional investment avenues continue to stay lower. However, owing to the developments in the financial sector, the yields in the debt market have risen sharply ov

No Image Available
14
Nov

Impact of Credit Ratings on Debt Portfolios

When creating a long-term portfolio, an investor is usually inclined towards equity. However, debt as an asset class plays an important role in diversifying the portfolio. You can invest in debt securities like bonds/ debentures etc. or debt funds to have exposure to debt. Even the debt funds typically

No Image Available
13
Nov

Financial Advisors for your financial health

A good financial advisor is like a doctor: you are most likely to need one at some point in your life.  However a general impression is that their services are rendered only for the rich and savvy investors. This is sadly not the case. Just as everyone needs a doctor, it is imperative every investor sho

No Image Available
3
Aug

Primer on Hybrid Funds (Post reclassification)

Recently SEBI has categorised and rationalised mutual fund schemes. Though mutual funds are increasingly becoming popular as avenues of investments, for the lay investor it was not easy to choose among the huge range of funds (837 open ended schemes) and know what was good for him. The re-classification

No Image Available
3
Aug

How Housing Loan helps you Save Tax?

As SRK says in an advertisement of a leading housing finance company, “bada ho ya chhota, apna ghar aakhir apna hi hota hai”, having your own house is a desire which is present in everyone’s hearts. Not only does it save you from the hassles of shifting your house every 11 months when you are s

No Image Available
3
Aug

Should LTCG Tax bother your Mutual Fund investments?

Till the financial year 2017-18, the long term capital gains on sale of equity shares and equity oriented mutual funds were exempt from tax. However, the Union Budget 2018 proposed to introduce LTCG tax on equity investments in shares and mutual funds @ 10% from 1st April 2018. As such, it has been seen

No Image Available
3
Aug

Markets are Volatile –  But redemption is a BAD IDEA

As the equity markets experience a phase of consolidation, it is indeed turning out to be challenging for the retail investors to stay invested with their portfolio. Recently, retail investors are getting multiple communications regarding the changes in the name, fund objective, expense ratios etc. Conc

No Image Available
23
Jul

Steps to avoid the financial mistakes on daily basis

Proper planning and wisely investments will help you attain towards your purpose and also help attract clients from your end. It is always advisable to be careful rather than making silly financial mistakes. Building and maintaining your finance is one thing and ensuring you don’t make a financial mista

No Image Available
15
Jun

Use Liquid Funds To Grow Your Money

For most, savings means keeping the excess amount in their savings account. While this may be a good start it is not the best way to grow your money. Savings bank accounts in most banks offer an interest rate of 4%, some even offer 6% returns on deposits. While a little bit of extra money is always welc

No Image Available
8
Jun

Are FMPs and NCDs better than Traditional Fixed Return Instruments?

India has been traditionally a saver’s nation, wherein a part of the monthly income had been going into bank and post office deposits. However, with the evolution of the financial markets, interesting debt investment products have evolved in line with the development of money market. This includes Non-C

No Image Available
8
Jun

Improving your Credit Score

"Your first impression is your last impression." That’s the reason why we are so conscious before meeting anyone for the first time. Similarly, for the bank lending you for the first time, your first impression about your credit history and your repayment habits is rendered by your cred

No Image Available
8
Jun

What is better - Home loan or house on Rent?

Buying a house is always on one’s wishlist but since it calls for a big-ticket investment, one generally needs to wait sometime before one can purchase a house property. Owning a house is perceived as a dual investment since it allows you to get benefited from the capital appreciation of the property an

No Image Available
8
Jun

What is better - Home loan or house on Rent?

Buying a house is always on one’s wishlist but since it calls for a big-ticket investment, one generally needs to wait sometime before one can purchase a house property. Owning a house is perceived as a dual investment since it allows you to get benefited from the capital appreciation of the property an

No Image Available
8
Jun

Saving Taxes with Mutual Funds

The financial year 2018-19 has just started and accordingly, the agenda of tax saving might not be on your priority list right now. The general tendency is to check the tax saving options only neat the financial year end, but sooner you start, more comfortable you get with your tax savings as regular sa

No Image Available
7
Jun

Taxation of Mutual Funds

Benjamin Franklin once said, “there is nothing certain in this world, except death and taxes.” Your financial planning mostly revolves around investing and growing your money through consistent savings in better performing investments. However, most of us choose to ignore the tax impact of such returns.